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North Carolina's Low-Rate

Mortgage Leader Since 1995

Why Choose Carolina Equity Services for your Mortgage Needs? 

  • Lowest Rates & Closing Costs in the Triangle and throughout North Carolina
  • We have closed over 15,000 mortgage loans for Triangle and North Carolina homeowners. 
  • To find out what our customers are saying about us, please click here.

Have you been searching the internet trying to find the lowest rates and closing costs, but you can't get straight, simple answers from most lenders?  Do you wonder if you can trust the person you are speaking to who is often in another state, if not across the country?  Let Carolina Equity Services be the Answer   

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                       WHO CAN YOU TRUST?

Please feel free to check us out, as well as our competition, by clicking on the following links:   Better Business Bureau and the North Carolina Commissioner of Banks (NMLS #87535). 

                 

      We also offer the lowest Jumbo Rates and

               Closing Cost in North Carolina!!!     

                     JUMBO RATES   

         Term      Rate             Origination Fee          APR
       5 yr ARM           2.750               0.0    3.331
       7 yr ARM     3.000               0.0    3.349
     10 yr ARM     3.625               0.0    3.640
     15 yr Fixed     3.500               0.0    3.537
     30 yr Fixed     4.375               0.0    4.397

Jumbo Maximum LTV/CLTV (includes 2nd) is 75-80% for above rate.

LTV over 80% or loan amount over $1,000,000 call or email for exact quote.

 

For FHA and VA Rates, please click here.


Loan Amount: $
Rate:
Term:
Payment: $

Today's Rates - February 2, 2012

    CONFORMING LOAN PROGRAMS 

       Term               Rate     Origination  APR
                                                      Fee  

 30 yr Fixed     3.875%       0.00     3.920%

 20 yr Fixed     3.750%       0.00     3.813%

 15 yr Fixed     3.250%       0.00     3.329%

 10 yr Fixed     3.125%       0.00     3.238%

  5 yr  ARM      2.625%      0.00      3.149%

  7 yr  ARM      3.125%      0.00      3.295%

10 yr  ARM      3.250%       0.00     3.327%

Assumes loan amount of 165K - 417K, credit score of 740 and maximum 80% LTV with no secondary financing. Assumes escrow for taxes and insurance.  Closing cost for above rates will vary from approximately $1,975 to $2,600 depending on the loan amount.   MINIMUM LOAN AMOUNT $100,000.

NOTE!!  Lender credits are available to reduce or eliminate the above closing cost. The credit amount will fluctuate daily depending on the loan amount, terms, credit score, LTV, etc.

PLEASE CALL OR EMAIL FOR EXACT QUOTE!!! 

 

 

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