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Today's Rates

Last update: February 2, 2012 10:53 AM PST

Conforming | Jumbo | Government


Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 4.125 0.000 4.232
15 yr fixed FHA 4.000 0.000 4.189
30 yr fixed VA 4.250 0.000 4.358
15 yr fixed VA 4.000 0.000 4.189
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Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
Rate is fixed for 30 years. 		3.875 0.000 3.920
15 yr fixed conforming
Rate is fixed for 15 years. 		3.250 0.000 3.329
10 yr fixed conforming
30/5 yr fixed or 5/1 ARM
Rate is fixed for 5 years and can then adjust by up to 5%. 		2.625 0.000 3.143
30/7 yr fixed or 7/1 ARM
Rate is fixed for 7 years and can then adjust by up to 5%. 		3.125 0.000 3.290
10/1 ARM
Rate is fixed for 10 years and can then adjust by up to 5%.
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
 4.375 0.000 4.397
15 yr fixed jumbo
 3.500 0.000 3.537
3/1 jumbo ARM
5/1 jumbo ARM
Rate is fixed for 5 years and then can adjust. 		2.750 0.000 3.325
7/1 jumbo ARM
Rate is fixed for 7 years and then can adjust. 		3.000 0.000 3.343
10/1 jumbo ARM
 3.625 0.000 3.636
1 year ARM
6 Month ARM
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.