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Today's Rates

Last update: March 10, 2010 09:09 AM PST

Conforming | Jumbo | Government


Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 5.000 0.000 5.112
4.875 1.000 5.076
15 yr fixed FHA 4.500 0.000 4.692
30 yr fixed VA 5.000 0.000 5.112
4.875 1.000 5.076
15 yr fixed VA 4.500 0.000 4.692
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Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
Rate is fixed for 30 years.
4.750 0.500 4.841
4.875 0.000 4.923
15 yr fixed conforming
Rate is fixed for 15 years.
4.125 0.250 4.244
4.250 0.000 4.332
3/1 ARM
30/5 yr fixed or 5/1 ARM
Rate is fixed for 5 years and can then adjust by up to 5%.
3.625 0.000 3.327
30/7 yr fixed or 7/1 ARM
Rate is fixed for 7 years and can then adjust by up to 5%.
3.875 0.000 3.506
10/1 ARM
Rate is fixed for 10 years and can then adjust by up to 5%.
4.375 0.000 3.938
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
15 yr fixed jumbo
3/1 jumbo ARM
5/1 jumbo ARM
Rate is fixed for 5 years and then can adjust.
4.000 0.000 3.600
7/1 jumbo ARM
Rate is fixed for 7 years and then can adjust.
4.375 0.000 3.856
10/1 jumbo ARM
1 year ARM
6 Month ARM
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.