Today's Rates

Last update: July 26, 2010 12:49 PM PST

Conforming | Jumbo | Government


Government Loan Programs

Program Rates Points APR
30 yr fixed FHA 4.625 0.000 4.735
4.375 1.000 4.570
15 yr fixed FHA 4.500 0.000 4.692
4.000 1.000 4.340
30 yr fixed VA 4.625 0.000 4.735
4.375 1.000 4.570
15 yr fixed VA 4.500 0.000 4.692
4.000 1.000 4.340
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Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
Rate is fixed for 30 years.
4.500 0.000 4.547
15 yr fixed conforming
Rate is fixed for 15 years.
3.875 0.000 3.956
10 yr fixed conforming
0.000 0.000
30/5 yr fixed or 5/1 ARM
Rate is fixed for 5 years and can then adjust by up to 5%.
3.250 0.000 3.417
30/7 yr fixed or 7/1 ARM
Rate is fixed for 7 years and can then adjust by up to 5%.
3.500 0.000 3.512
10/1 ARM
Rate is fixed for 10 years and can then adjust by up to 5%.
4.125 0.000 3.910
1 year ARM
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
5.500 1.000 5.615
15 yr fixed jumbo
4.500 0.000 4.538
3/1 jumbo ARM
5/1 jumbo ARM
Rate is fixed for 5 years and then can adjust.
3.875 0.000 3.777
7/1 jumbo ARM
Rate is fixed for 7 years and then can adjust.
4.125 0.000 3.917
10/1 jumbo ARM
5.000 0.000 4.210
1 year ARM
6 Month ARM
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.




Carolina Equity Services, Inc. - 1051 Pemberton Hill Rd, Suite 101 - Apex, NC 27502
Office Phone: (919) 467-6192 Fax: (919) 467-1045 Toll Free Phone: 1-888-308-4405
email address: Tony@carolinaequity.com email address: Christine@carolinaequity.com


NMLS #87535

Carolina Equity Services, Inc. is a proud member of:  

  • National Association of Mortgage Brokers (NAMB);
  • NC Association of Mortgage Professionals (NCAMP);
  • The Better Business Bureau 
  • All members adhere to a strict code of business ethics
  • We lend in the following states: NC

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Equal Housing Opportunity NAMB - National Association of Mortgage Brokers

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