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CONFORMING LOAN PROGRAMS
Term Rate Origination APR
Fee
30 yr fixed 4.750% 0.500 4.841
30 yr fixed 4.875% 0.000 4.923
15 yr fixed 4.250% 0.250 4.369
15 yr fixed 4.375% 0.000 4.457
ABOVE RATES ARE FOR 30 DAY LOCK PERIODS-Longer lock periods are available. Call for exact quote.
Assumes loan amount of 165K - 417K, credit score of 740 and maximum 80% LTV and assumes escrow for taxes and insurance.
Refinance, no origination fee total closing cost vary from approximately $1,975 to $2,300. Closing cost will vary based on loan amount. Purchase closing cost may be higher due to higher title insurance permiums and survey requirements.
*We offer daily closing cost rebates that may lower your closing cost. Call for exact quote.
*****NO CLOSING COST LOANS AVAILABLE AT SLIGHTLY HIGHER RATES.*****
CONFORMING AND JUMBO ARMS
Term Rate Origination APR
Fee
5 yr Conf. 3.750% 0.00 3.411
7 yr Conf. 4.125% 0.00 3.658
10 yr Conf 4.500% 0.00 4.041
5 yr Jumbo 4.000% 0.00 3.638
7 yr Jumbo. 4.375% 0.00 3.886
Jumbo ARM Max LTV/CLTV(includes 2nd) is 75% for above rate.
NO INVESTMENT/RENTAL PROPERTIES FOR JUMBO LOANS.
LTV over 75% or loan amount over 850K, call or email for exact quote.
Jumbo ARM available to 90% LTV and no PMI with higher rates and fees.
Conforming ARM max LTV 80% for rate listed above.
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