More than just GREAT rates and
the LOWEST closing costs
Serving the Triangle and
North Carolina homeowners
for over 20 years!
Why Choose Carolina Equity Services for your Mortgage Needs?
- Lowest Rates & Closing Costs in the Triangle and throughout North Carolina
- Over 20 years Residential Lending Experience
Have you been searching the internet trying to find the lowest rates and closing costs, but you can't get straight, simple answers from most lenders? Do you wonder if you can trust the person you are speaking to who is often in another state, if not across the country?
Let Carolina Equity Services be the Answer
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We have closed over 10,000 mortgage loans for Triangle and NC homeowners
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We provide references from your neighbors and co-workers who have closed loans with Carolina Equity for over a decade, not just anonymous testimonials
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We have the lowest discount rates from the nation's top Banks and Mortgage Lenders and we pass the savings to our clients with lower rates and closing costs
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Our loan officers and processors average over 13 years mortgage experience
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Most importantly, we always do exactly what we say we are going to do. Now, give us a call and let us go to work for you
WHO CAN YOU TRUST?
Please feel free to check us out, as well as our competition, by clicking on the following links: Better Business Bureau and the North Carolina Commissioner of Banks.
Get fast answers
At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
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| Today's Rates - July 2, 2009 |
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CONFORMING LOAN PROGRAMS
Term Rate Origination fee
30 yr fixed 5.000% 1.00
30 yr fixed 5.250% 0.00
15 yr fixed 4.500% 1.00
15 yr fixed 4.750% 0.00
Assumes loan amount of 200K - 417K and credit score of 740
Refinance no origination fee total closing cost are approximately $1,975,
Closing cost vary based loan amout.
Purchase closing cost are slightly higher due to higher title insurance.
JUMBO AND CONFORMING ARMS
5 yr Jumbo 4.250% 1.00
5 yr Jumbo 4.500% 0.00
7 yr Jumbo 4.875% 1.00
7 yr Jumbo 5.125% 0.00
Jumbo Rates can vary based on loan amount & LTV.
Loan Amounts under $500K lower rate by .125%
Loan Amounts over $850K, call for exact quote.
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