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Celebrating 21 years as North Carolina's

Low Rate/Low Cost Mortgage Leader!!

  • Lowest Rates & Closing Costs in the Triangle and throughout North Carolina.
  • We have closed over 20,000 mortgage loans for Triangle and North Carolina homeowners.
  • To find out what our customers are saying about us, please click here

Who can you trust ?

Please feel free to check us out, as well as our competition, by clicking on the following links: Better Business Bureau and the North Carolina Commissioner of Banks.

We offer the lowest jumbo rates and closing costs in North Carolina!!!

Jumbo Rates

Term Rate Origination Fee APR
30 Yr Fixed 4.375% 0.00 4.382%
15 Yr Fixed 3.750% NO CLOSING COST (600K+ Loan) 3.779%
10  Yr ARM 3.625% 0.00 3.656%
7  Yr ARM 3.375% 0.00 3.471%
5  Yr ARM 3.125 % NO CLOSING COST (650K+ Loan) 3.055%
Jumbo Maximum LTV is 75-80%, depending on program for above rate. Primary Residence only.  

LTVs 80-90% without mortgage insurance, vacation and investment property loans and loan amounts over $1,000,000 are available.

Please call or email for exact quote.

Todays Rates - January 24, 2017 Conforming Loan Programs

Term Rate Origination Fee APR
30 Yr Fixed 3.990% 0.00 4.012%
20 Yr Fixed 3.750% 0.00 3.796%
15 Yr Fixed 3.125% 0.00 3.162%
10 Yr ARM 3.375% 0.00 3.382%
7  Yr ARM 3.125% 0.00 3.201%
5  Yr ARM 3.000% 0.00 3.105%
VA 30 Yr Fixed 3.500% 0.00 3.584%

Assumes loan amount of 165K-424K, a credit score of 740 and maximum 80%LTV with no secondary finanacing. Assumes escrow for taxes and insurance. Closing costs for conforming rates posted above will vary from approximately 2,200 to 3,000 depending on the loan amount.

NOTE!! Lender credits are available to reduce or eliminate the above closing costs. The credit amount will fluctuate daily depending on the loan amount, terms, credit score, LTV, etc.


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