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North Carolina's Low Rate Mortgage Leader Since 1995 Why Choose Carolina Equity Services for your Mortgage Needs?

  • Lowest Rates & Closing Costs in the Triangle and throughout North Carolina.
  • We have closed over 18,000 mortgage loans for Triangle and North Carolina homeowners.
  • To find out what our customers are saying about us, please click here

Who can you trust ?

Please feel free to check us out, as well as our competition, by clicking on the following links: Better Business Bureau and the North Carolina Commissioner of Banks.

We offer the lowest jumbo rates and closing costs in North Carolina!!!

Jumbo Rates

Term Rate Origination Fee APR
30 Yr Fixed 3.875% 0.00 3.912%
15 Yr Fixed 3.375% No Closing Cost - Min Loan 600K 3.375%
10  Yr ARM 3.875% 0.00 3.872%
7  Yr ARM 3.500% 0.00 3.271%
5  Yr ARM 2.875% 0.00 2.957%
Jumbo Maximum LTV/CLTV (includes 2nd) is 80% for above rate. Primary Residence only.  

LTVs 80-90% without mortgage insurance, vacation and investment property loans and loan amounts over $1,000,000 are available.  Please call or email for exact quote.

Todays Rates - April 27, 2015 Conforming Loan Programs

Term Rate Origination Fee APR
30 Yr Fixed 3.625% 0.00 3.682%
20 Yr Fixed 3.375% 0.00 3.406%
15 Yr Fixed 2.875% 0.00 3.009%
10 Yr Fixed 2.875% 0.00 2.984%
5  Yr ARM 2.750% 0.00 2.787%
7  Yr ARM 3.000% 0.00 3.065%
10 Yr ARM 3.375% 0.00 3.445%

Assumes loan amount of 165K-417K, a credit score of 740 and maximum 80%LTV with no secondary finanacing. Assumes escrow for taxes and insurance. Closing costs for conforming rates posted above will vary from approxi -mately 1,975 to 2,600 depending on the loan amount. MINIMUM LOAN AMOUNT $100,000.00

NOTE!! Lender credits are available to reduce or eliminate the above closing costs. The credit amount will fluctuate daily depending on the loan amount, terms, credit score, LTV, etc.


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