North Carolina's low rate, low cost mortgage leader since 1995
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Ask about our NO CLOSING COST LOAN option!!
**Save up to $5,000 in closing cost !!
**When interest rates drop, refinance at no cost
Conforming Purchase Interest Rates: Oct 3, 2023
Interest Rates are updated weekdays at approximately 11AM. Interest Rates can fluctuate after inital posting if market conditions change. An exact quote with interest rate and closing cost can be obtained at any time by completing the quick quote information below.
| Term | Rate | Points | APR |
| 30 Year | 7.500% | 0 | 7.506% |
| 20 Year | 7.250% | 0 | 7.267% |
| 15 Year | 6.990% | 0 | 7.105% |
| 10 Year | 6.990% | 0 | 7.018% |
| 5/6 ARM | N/A | 0 | N/A |
| 7/6 ARM | N/A | 0 | N/A |
| FHA 30 Yr (3.50% Down) | 6.875% | 0 | 7.613% |
| VA 30 Yr (10% Down) | 6.875% | 0 | 7.165% |
The above rates assume a 30 day rate lock loan amount of $200,000-$726,200 a credit score of 780 and maximum 80% LTV with no secondary financing. Single family, one unit, primary residence. Assumes escrow for taxes and insurance.