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  • Lowest Rates & Closing Costs in the Triangle and throughout North Carolina.
  • We have closed over 28,000 mortgage loans for Triangle and North Carolina homeowners.
  • To find out what our customers are saying about us, please click here
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Who can you trust ?

Please feel free to check us out, as well as our competition, by clicking on the following links: Better Business Bureau and the North Carolina Commissioner of Banks.

We offer the lowest jumbo rates and closing costs in North Carolina!!!

Jumbo Rates

Term Rate Origination Fee APR
30 Yr Fixed NA 0.00 NA
15 Yr Fixed NA 0.00 NA
5  Yr ARM  3.875% 0.00 4.160%
7  Yr ARM  4.375% 0.00 4.296%
10 Yr ARM 4.750% 0.00 4.509%
Loan Amounts: $510,400 - $1,000,000.  All posted interest rates (conforming and jumbo) assume single family, one unit, primary residence with no secondary financing and 740 minimum credit score.
Jumbo Maximum LTV is 75-80%, depending on program for above rate. Primary Residence only.  LTVs 80-90% without mortgage insurance, vacation and investment property loans and loan amounts over $1,000,000 are available.

Please call or email for exact quote.

Conforming Refinance Rates  Nov 25, 2020  Lower Purchase Rates Available, Call or Email for Current Rates

30 Yr Fixed 2.875% 0.00 2.897%
20 Yr Fixed 2.750% 0.00 2.798%
15 Yr Fixed 2.375% 0.00 2.384%
5/1 ARM NA 0.00 NA
7/1 ARM NA 0.00 NA
10/1 ARM NA 0.00 NA
30 Yr VA 3.250% 0.00 3.391%

The above rates assume a 30 day rate lock loan amount of $200,000-$510,400, a credit score of 740 and maximum 80% LTV with no secondary financing. Single family, one unit, primary residence. Assumes escrow for taxes and insurance. Closing costs for conforming rates posted above will vary from approximately 2,200 to 3,000 depending on the loan amount.

NOTE!! Lender credits are available to reduce or eliminate the above closing costs. Ask your Loan Officer about the NO CLOSING COST LOAN OPTION!!!


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