North Carolina's low rate, low cost mortgage leader since 1995
- Lowest Rates & Closing Costs in the Triangle and throughout North Carolina.
- We have closed over 30,000 mortgage loans for Triangle and North Carolina homeowners.
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Please feel free to check us out, as well as our competition, by clicking on the following links: Better Business Bureau and the North Carolina Commissioner of Banks.
JUMBO MORTGAGE RATES:
30 YEAR FIXED: 5.250% APR: 5.293%
5/6 SOFI ARM: 4.312% APR: 3.874%
7/6 SOFI ARM: 4.375% APR: 3.872%
10/6 SOFI ARM: 4.426% APR: 3.951%
Loan Amount $647,201.00 - $1,000,000.00
Assumes 80% LTV or less and 760 credit score
Loans over $1,000,000 call or email for rates
Conforming Purchase and Rate/Term Refinance Interest Rates: May 27, 2021
| 30 Yr Fixed | 4.810% | 0.00 | 4.874% |
| 20 Yr Fixed | 4.625% | 0.00 | 4.696% |
| 15 Yr Fixed | 3.875% | 0.00 | 3.904% |
| 10 Yr Fixed | 3.875% | 0.00 | 3.895% |
| 5/6 ARM | NA | 0.00 | NA |
| 7/6 ARM | NA | 0.00 | NA |
| 10/6 ARM | NA | 0.00 | NA |
| 30 Yr VA | 4.490% | 0.00 | 4.513% |
The above rates assume a 30 day rate lock loan amount of $200,000-$647,200 a credit score of 740 and maximum 80% LTV with no secondary financing. Single family, one unit, primary residence. Assumes escrow for taxes and insurance. Closing costs for conforming rates posted above will vary from approximately 2,200 to 3,000 depending on the loan amount.