North Carolina's low rate, low cost mortgage leader since 1995
- Lowest Rates & Closing Costs in the Triangle and throughout North Carolina.
- We have closed over 28,000 mortgage loans for Triangle and North Carolina homeowners.
- To find out what our customers are saying about us, please click here
Who can you trust ?
Please feel free to check us out, as well as our competition, by clicking on the following links: Better Business Bureau and the North Carolina Commissioner of Banks.
NOTICE TO SELF-EMPLOYED CLIENTS
DUE TO CURRENT FANNIE MAE TEMPORARY COVID 19 UNDERWRITING OVERLAYS, INTEREST RATES FOR SELF-EMPLOYED CLIENTS MAY BE SLIGHTLY HIGHER THAN POSTED RATES.
Conforming Refinance Rates March 5, 2021 Lower Purchase Rates Available, Call or Email for Current Rates
| 30 Yr Fixed | 2.999% | 0.00 | 3.046% |
| 20 Yr Fixed | 2.750% | 0.00 | 2.817% |
| 15 Yr Fixed | 2.250% | 0.00 | 2.273% |
| 5/1 ARM | NA | 0.00 | NA |
| 7/1 ARM | NA | 0.00 | NA |
| 10/1 ARM | NA | 0.00 | NA |
| 30 Yr VA | 2.750% | 0.00 | 2.893% |
The above rates assume a 30 day rate lock loan amount of $200,000-$548,250, a credit score of 740 and maximum 80% LTV with no secondary financing. Single family, one unit, primary residence. Assumes escrow for taxes and insurance. Closing costs for conforming rates posted above will vary from approximately 2,200 to 3,000 depending on the loan amount.